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Citibank Offering 18-Month CD Paying 2.25% APY

Citibank Offering 18-Month CD Paying 2.25% APY

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Author: Cindy Lewis on August 27, 2009

Citibank is offering a competitive 2.25% APY on an 18-month CD. The CD needs to be opened online.

Citibank is offering a competitive 2.25% APY on an 18-month CD. The CD needs to be opened online. As of August 26, 2009 this is the top 18-month CD on the BestCashCow rate tables.

It's not often that a big bank takes the top rates on the tables. In addition, Citibank has some competitive in-branch CD rates in select states. According to Bankdeals, Citi is offering the following rates in NV, CA, and FL:

Term FL,NV,CA

12mo 2.00%
18mo 2.30%
24mo 2.50%
60mo 4.00%

Citibank has an efficient electronic account opening process. Opening and funding can be done all electronically.

Today's Highest Online CD Rates

Bank	Product Term	Interest Rate (APY)
North American Savings Bank	1-Year	4.50% APY with $100,000 minimum
Total Bank, a division of City National Bank of Florida	1-Year	4.45% APY with $25,000 minimum
Popular Direct	1-Year	4.40% APY with $10,000 minimum
Popular Direct	3-Year	4.80% APY with $10,000 minimum
BTG Pactual Bank	3-Year	4.55% APY with $500 minimum
Total Bank, a division of City National Bank of Florida	3-Year	4.50% APY with $25,000 minimum
Popular Direct	5-Year	4.95% APY with $10,000 minimum
BTG Pactual Bank	5-Year	4.55% APY with $500 minimum
Synchrony Bank	5-Year	4.50% APY with no minimum